Cruise Travel Insurance — What You Need to Know
Why generic travel insurance isn’t enough for a cruise, and how to get the right cover at the right price.
What cruise-specific insurance covers
- Emergency medical evacuation from the ship — helicopter or fast launch to shore (£10k–£50k+ uninsured)
- Cabin confinement — pays out per day if you’re confined to your cabin due to illness
- Missed port — compensates you when the ship can’t dock at a scheduled port
- Missed departure — covers you if you don’t make it to embarkation
- Repatriation — flight home from your last port if the cruise is cut short
Get a quote
We work with Staysure, World Nomads and InsureMore — all cruise-specialist UK insurers. Get a Staysure quote → · Get a World Nomads quote →
Frequently asked questions
Do I need cruise-specific travel insurance?
Yes — generic travel insurance may not cover missed ports, cabin confinement, repatriation from a ship, or onboard medical evacuation. A cruise-specific policy is strongly recommended.
When should I buy travel insurance?
Buy it the day you book your cruise. The longer you wait, the less cover you have for cancellation if something happens before sailing.
Does my credit card already cover me?
Most premium credit-card travel cover is generic, not cruise-specific. Read the policy carefully — most exclude common cruise scenarios.
Plan Your Cruise
Helpful Southampton Cruise Guides
Local answers on terminals, parking, hotels and getting to the port.
Southampton Cruise FAQ
The questions Southampton cruise passengers ask most — answered quickly, by local experts.
Read guide
How Early Should I Arrive at Southampton Cruise Port?
Arrive too early and you’ll queue; too late and you risk missing the ship. Here’s the sweet spot for Southampton.
Read guide
Southampton Cruise Transportation Guide
Every way to reach Southampton’s cruise terminals — and how to choose the right one for your trip.
Read guide
Best Hotels With Cruise Parking in Southampton
Park-stay-cruise hotels let you arrive the night before, sleep near the port and leave your car for the duration.
Read guide
Southampton Cruise Parking Guide
Parking is often the biggest pre-cruise cost after the cruise itself. Here’s how to do it cheaply and safely.
Read guideWhich Terminal Is My Ship Using in Southampton?
Southampton has five cruise terminals across two dock areas. Going to the wrong one can cost you precious time on embarkation day.
Read guideNeed a Reliable Transfer to the Port?
Start your cruise the right way.
transfer operator
- Heathrow, Gatwick, London & beyond
- Fixed prices, no hidden fees
- Professional, licensed drivers
- Plenty of space for luggage